Remortgaging could give you the flexibility to change your mortgage as your lifestyle changes. 

In a turbulent mortgage market it makes sense to get expert advice - mistakes can prove very expensive in the long term.

Your property may be repossessed if you do not keep up repayments on your mortgage.

embrace mortgage services usually charges a fee for mortgage advice. The amount of the fee will depend upon your circumstances and will be discussed and agreed with you at the earliest opportunity.

embrace mortgage services is a trading name of LSLI Ltd, an appointed representative of PRIMIS Mortgage Network, a trading name of First Complete Limited which is authorised and regulated by the Financial Conduct Authority.

What is a remortgage?

Remortgaging is the process of replacing your current mortgage with another from a different lender.

Reasons to remortgage:

  • In uncertain times many borrowers want the security of knowing exactly how much their mortgage payments are each month - remortgaging to a fixed rate mortgage could help.
  • A remortgage can be used to raise extra money to fund home improvements or to consolidate other loans or debts.
  • Potential savings could be made by remortgaging to a product with a lower interest rate than your current mortgage.
  • Your mortgage is likely to be a significant part of your household expenditure - it makes sense to review this regularly.

Remortgage calculator

Fill in the boxes in our calculator and press 'Calculate' to see how much you could potentially save on your monthly payments by remortgaging.

Remortgage Calculator


Deciding whether it would be beneficial to you to remortgage is all about the timing and your personal circumstances. You will need to consider whether the benefits of switching mortgage deals will outweigh the costs. To demonstate the effect on your monthly mortgage repayments of moving to a different mortgage rate use the above 'Remortgage Calculator'.

You may already have a good mortgage deal and this is not the time to change it, but this might not always be the case. embrace mortgage services has a Remortgage Club where we regularly contact you about new deals and will remind you before the anniversary date of your mortgage deal that it might be a good time to review what other mortgages are on offer.

Our team of Financial Advisers know the ins and outs of the mortgage market and can explain everything in a way that is both comprehensive and straightforward - contact us today to book an appointment on 01392 453568.

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